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Seniors
Opens new browser window New York State Office for the Aging - The mission of the New York State Office for the Aging is to help older New Yorkers to be as independent as possible for as long as possible through advocacy, development and delivery of person-centered, consumer-oriented, and cost-effective policies, programs and services which support and empower the elderly and their families, in partnership with the network of public and private organizations which serve them.
Opens new browser window The Long Term Care Ombudsman Program (or LTCOP) - Long Term Care Ombudsman are professionally trained and certified advocates who resolve issues with long term care facilities on behalf of residents and their families.
Making Your Home Accessible
Opens new browser window Access To Home - Providing funds to help New Yorkers make homes and apartments accessible. These grants for low to moderate income households needing home adaptations or alterations are provided through our local partners.
Opens new browser window Environmental Modification Directory - The online directory of home modification programs available through the State of New York.
State Agencies That Offer Housing
Opens new browser window NYS Division of Housing and Community Renewal - DHCR supports community efforts to preserve and expand affordable housing, home ownership and economic opportunities, by providing equal access to safe, decent and affordable housing.
Opens new browser window NYS Office of Mental Health - OMH Serves individuals with mental illness and works to ensure everyone with a mental illness at any stage of life has access to effective treatment and supports essential for living, working, learning, and participating fully in the community.
Opens new browser window NYS Office for People with Developmental Disabilities [OPWDD] - OPWDD strives to help people with developmental disabilities enjoy meaningful relationships with friends, family and others in their lives, experience personal health and growth and live in the home of their choice and fully participate in their communities.
Opens new browser window Housing Lotteries - Find affordable housing developments holding lotteries for vacancies.
Disability Resources
Opens new browser window NY Association on Independent Living - The New York Association on Independent Living (NYAIL) works to improve the quality of life, and safeguard the rights of people with disabilities.
Opens new browser window MISCC - The Most Integrated Setting Coordinating Council- is responsible for developing a comprehensive Statewide plan to ensure that people of all ages with physical and mental disabilities receive care and services in the most integrated settings appropriate to their individual needs.
Opens new browser window Americans With Disabilities Act - The ADA is a wide-ranging civil rights law that prohibits, under certain circumstances, discrimination based on disability.
Opens new browser window Brain Injury Association of NY State - Provides support services to brain injury survivors and their families.
Opens new browser window Disability.gov - Provides quick and easy access to comprehensive information about federal disability programs, services, laws and benefits.
Opens new browser window Consumer Directed Choices - CDC's mission is to provide and advance community-based supports to promote self-determination for people with disabilities and their families.
Opens new browser window NYS Justice Center - NYS agency charged with Improving Lives, Protecting Rights Advocating for Persons with Disabilities
Opens new browser window Consumer Directed Personal Assistance Program - This Medicaid program provides services to chronically ill or physically disabled individuals who have a medical need for help with activities of daily living (ADLs) or skilled nursing services.
Assistance with Finding and Keeping an Apartment in NYC
Opens new browser window Human Resource Administration [HRA] - This program available in NYC only puts emphasis on preventing homelessness; an individual can apply through the Welfare Office for a one-time stipend that covers one month's rent, security, a small stipend for furniture, and a broker's fee. The individual must be able to afford the apartment on their own after the one-time stipend. It can take up to a month to process an application for rental assistance.
Opens new browser window HomeBase Program - This program available in NYC only Helps families at risk of homelessness Citywide to access services and one-time cash assistance. This program can be accessed through 311. The HomeBase Program provides help finding and renting an apartment; job training and search;, legal and benefits assistance; mediation of problems with landlords or within families; and accessing health care and child care.
Opens new browser window Department of Housing Preservation and Development [HPD]
Opens new browser window HPD Apartment Listing
Opens new browser window HPD Affordable Housing Resource Center - HPD protects the existing housing stock and expands housing options for New Yorkers as it strives to improve the availability, affordability, and quality of housing in New York City.
Opens new browser window NYC Community Boards - New York City is divided into 59 administrative districts, each served by a Community Board. Community Boards are local representative bodies that serve as advocates for New York City residents and communities.
Opens new browser window The NYC Housing Development Corporation (HDC) - The NYC Housing Development Corporation (HDC) has a variety of programs that finance the development of low- , moderate- and middle-income housing. To see a list of HDC developments that are currently accepting applications, please click here.
Help When You Fall Behind On Your Rent
Opens new browser window Your Local Department of Social Services
Landlord Issues & Eviction Assistance
Opens new browser window NY State Tenant's Rights - Regulations your landlord and your lease must abide by in NY state.
Opens new browser window Dispute Resolution Centers of NY - Alternative means to resolve your problem with your landlord/tenant without resorting to court action.
Opens new browser window Find a Local Lawyer to Represent You Regarding Housing Issues
Opens new browser window Legal Services NYC
Opens new browser window Legal Services of the Hudson Valley
Opens new browser window United Tenants of Albany - Free or low cost assistance to low income households who need assistance with eviction hearings.
Opens new browser window Legal Services of Long Island
Opens new browser window Legal Services of CNY
Opens new browser window Hiscock Legal Aid Society - The Hiscock Legal Aid Society promotes the fundamental right of every person to equal justice under the law by providing high quality legal assistance to individuals and families in need in Onondaga County and the surrounding region.
Fair Housing - It's Your Right
Opens new browser window Fair and Equitable Housing Office (FEHO)
Opens new browser window Fair Housing and Equal Opportunity - Federal, New York State and local laws protect people from discrimination and ensure that all people have equal access to housing opportunities. The federal Fair Housing Act and New York State Human Rights Law make it illegal for housing providers and lenders to discriminate. Housing discrimination also includes the refusal to make reasonable accommodations or modifications for people with disabilities, or failure to build certain multi-family housing so that it is accessible to people with disabilities. File Your Housing Discrimination Complaint Online.
Help With Home Energy Bills
Opens new browser window Weatherization Programs
Opens new browser window EmPower NY - Resources to help make your home more energy efficient and reduce your heating and energy costs.
Opens new browser window [HEAP] Home Energy Assistance Program - The Low-Income (HEAP) is a federally funded program that assists eligible households in meeting their home energy needs.
Opens new browser window Your Local Department of Social Services
Opens new browser window New York State Energy Research and Development Authority - State agency charged with energy-efficiency programs, research and development initiatives, low-income energy programs.
Housing Counseling
Opens new browser window Putnam County Housing Corporation (PCHC) - Incorporated in 1982 as a non-profit Rural Preservation Company (RPC). PCHC is funded by New York State Housing and Community Renewal and grants from local, county, state, federal and private entities and assists with all housing needs regardless of income, serving both renters and homeowners in Putnam County. Over the last 30 years, PCHC has worked to address the diverse housing needs of Putnam residents including constructing senior, emergency and permanent housing and funding nearly $1 million in home improvements for county homeowners. A HUD-certified Housing Counseling Agency assisting Putnam's homeowners at-risk or in foreclosure with funding from New York State Attorney General's Home Ownership Protection Program.
So You Want to Buy a House
Local Homeownership Counseling Programs
Opens new browser window NeighborWorks - Learn about what you need to do to purchase your first home, avoid foreclosure or apply for a reverse mortgage.
Opens new browser window NYSHCR.org - The State of New York Mortgage Agency (SONYMA) programs to assist you with the purchase of a home in New York State. Featuring low interest rates, low downpayment requirements, no prepayment penalties, and the opportunity for closing cost assistance.
Opens new browser window Home of Your Own - The program offers a very low 4% fixed interest rate on mortgages of 30 or 40 years, 100% financing and reduced closing costs. Closing cost assistance is also available from SONYMA. The program is offered exclusively through M&T Bank, which has agreed to forego or reduce some of its normal closing cost. Eligible applicants include: Income-eligible people with intellectual and developmental disabilities eligible to receive services from OPWDD. Income-eligible parents or legal guardians of people with intellectual and developmental disabilities who are eligible to receive services from OPWDD. Income-eligible employees of OPWDD’s workforce and Voluntary Agencies.
Opens new browser window USDA-Rural Development Loans - The Single-Family Housing Program provides homeownership opportunities to low and moderate-income rural Americans through several loan, grant, and guarantee programs. The program also makes funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.
Opens new browser window First Home Club A.K.A Homebuyer Dream Program - The FHC provides down payment and closing cost assistance by granting four dollars in matching funds for each dollar saved in a dedicated account (up to $7,500 in matching funds) to an eligible first-time homebuyer purchasing a home through one of our approved member banks.

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